What’s a Target Market Determination?
A Target Market Determination is a document which describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers.
It also describes the events or circumstances where we or our funders may need to review the Target Market Determination for a financial product.
Why does Bluebay Home Loans Pty Ltd need to have Target Market Determinations?
We’re required to have Target Market Determinations under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019.
This is to make sure we’re keeping customers at the centre of our approach to the design and distribution of our financial products.
Individual Target Market Determination documents.
Attached to each link below is a copy of the Target Market determination for the individual product noted
Classic Home Loans
- Classic Saver Home Loan - Owner Occupied - Variable Rate
- Classic Saver Home Loan - Owner Occupied - Fixed Rate
- Classic Saver Home Loan (Construction) - Owner Occupied - Variable Rate
- Classic Saver Home Loan (Construction) - Owner Occupied - Fixed Rate
- Classic Home Loan - Owner Occupied - Variable Rate
- Classic Home Loan - Owner Occupied - Fixed Rate
- Classic Home Loan (Construction) - Owner Occupied - Variable Rate
- Classic Home Loan (Construction) - Owner Occupied - Fixed Rate
- Classic Expatriate Home Loan - Owner Occupied - Variable Rate
- Classic Expatriate Home Loan - Owner Occupied - Fixed Rate
- Classic Expatriate Home Loan (Construction) - Owner Occupied - Variable Rate
- Classic Saver Home Loan - Investment - Variable Rate
- Classic Saver Home Loan - Investment - Fixed Rate
- Classic Saver Home Loan (Construction) - Investment - Variable Rate
- Classic Saver Home Loan (Construction) - Investment - Fixed Rate
- Classic Home Loan - Investment - Variable Rate
- Classic Home Loan - Investment - Fixed Rate
- Classic Home Loan (Construction) - Investment - Variable Rate
- Classic Home Loan (Construction) - Investment - Fixed Rate
- Classic Expatriate Home Loan - Investment - Variable Rate
- Classic Expatriate Home Loan - Investment - Fixed Rate
- Classic Expatriate Home Loan (Construction) - Investment - Variable Rate
- Classic Non-Resident Home Loan - Investment - Variable
- Classic Non-Resident Home Loan - Investment - Fixed Rate
- Classic Non Resident Home Loan (Construction) - Investment - Variable Rate
- Classic Self-Managed Super Fund Home Loan (Residential) - Investment - Fixed Rate
- Classic Self-Managed Super Fund Home Loan (Residential) - Investment - Variable Rate
- Classic Self-Managed Super Fund Home Loan (Commercial) - Investment - Variable Rate
- Classic Self-Managed Super Fund Home Loan (Commercial) - Investment - Fixed Rate
- Classic NDIS Home Loan - Investment - Variable Rate
- Classic NDIS Home Loan - Investment - Fixed Rate
- Classic NDIS Home Loan (Construction) - Investment - Variable Rate
- Classic NDIS Home Loan (Construction) - Investment - Fixed Rate
- Classic Expat Rate Tracker Home Loan - Variable Rate
- Classic Non-Resident Rate Tracker Home Loan - Variable rate
- Classic Bridging Loan - Variable Rate
Classic Home Loans - Visa terms and conditions
Archive
Classic Home Loans - June 2022
- Classic Saver Home Loan - Owner Occupied - Variable Rate
- Classic Saver Home Loan - Owner Occupied - Fixed Rate
- Classic Saver Home Loan (Construction) - Owner Occupied - Variable Rate
- Classic Saver Home Loan (Construction) - Owner Occupied - Fixed Rate
- Classic Home Loan - Owner Occupied - Variable Rate
- Classic Home Loan - Owner Occupied - Fixed Rate
- Classic Home Loan (Construction) - Owner Occupied - Variable Rate
- Classic Home Loan (Construction) - Owner Occupied - Fixed Rate
- Classic Expatriate Home Loan - Owner Occupied - Variable Rate
- Classic Expatriate Home Loan - Owner Occupied - Fixed Rate
- Classic Expatriate Home Loan (Construction) - Owner Occupied - Variable Rate
- Classic Saver Home Loan - Investment - Variable Rate
- Classic Saver Home Loan - Investment - Fixed Rate
- Classic Saver Home Loan (Construction) - Investment - Variable Rate
- Classic Saver Home Loan (Construction) - Investment - Fixed Rate
- Classic Home Loan - Investment - Variable Rate
- Classic Home Loan - Investment - Fixed Rate
- Classic Home Loan (Construction) - Investment - Variable Rate
- Classic Home Loan (Construction) - Investment - Fixed Rate
- Classic Expatriate Home Loan - Investment - Variable Rate
- Classic Expatriate Home Loan - Investment - Fixed Rate
- Classic Expatriate Home Loan (Construction) - Investment - Variable Rate
- Classic Non-Resident Home Loan - Investment - Variable
- Classic Non-Resident Home Loan - Investment - Fixed Rate
- Classic Non Resident Home Loan (Construction) - Investment - Variable Rate
- Classic Self-Managed Super Fund Home Loan (Residential) - Investment - Fixed Rate
- Classic Self-Managed Super Fund Home Loan (Residential) - Investment - Variable Rate
- Classic Self-Managed Super Fund Home Loan (Commercial) - Investment - Variable Rate
- Classic Self-Managed Super Fund Home Loan (Commercial) - Investment - Fixed Rate
- Classic NDIS Home Loan - Investment - Variable Rate
- Classic NDIS Home Loan - Investment - Fixed Rate
- Classic NDIS Home Loan (Construction) - Investment - Variable Rate
- Classic NDIS Home Loan (Construction) - Investment - Fixed Rate
Archive
Classic Home Loans - October 21
Personal Loans - June 2023
- Classic Saver Home Loan – Owner Occupied – Variable Rate
- Classic Saver Home Loan – Owner Occupied – Fixed Rate
- Classic Saver Home Loan (Construction) – Owner Occupied – Variable Rate
- Classic Saver Home Loan (Construction) – Owner Occupied – Fixed Rate
- Classic Home Loan – Owner Occupied – Variable Rate
- Classic Home Loan – Owner Occupied – Fixed Rate
- Classic Home Loan (Construction) – Owner Occupied – Variable Rate
- Classic Home Loan (Construction) – Owner Occupied – Fixed Rate
- Classic Expatriate Home Loan – Owner Occupied – Variable Rate
- Classic Expatriate Home Loan – Owner Occupied– Fixed Rate
- Classic Expatriate Home Loan (Construction) – Owner Occupied – Variable Rate
- Classic Saver Home Loan – Investment – Variable Rate
- Classic Saver Home Loan – Investment – Fixed Rate
- Classic Saver Home Loan (Construction) – Investment – Variable Rate
- Classic Saver Home Loan (Construction) – Investment – Fixed Rate
- Classic Home Loan – Investment – Variable Rate
- Classic Home Loan – Investment – Fixed Rate
- Classic Home Loan (Construction) – Investment – Variable Rate
- Classic Home Loan (Construction) – Investment – Fixed Rate
- Classic Expatriate Home Loan – Investment – Variable Rate
- Classic Expatriate Home Loan – Investment – Fixed Rate
- Classic Expatriate Home Loan (Construction) – Investment – Variable Rate
- Classic Non Resident Home Loan – Investment – Variable Rate
- Classic Non Resident Home Loan – Investment – Fixed Rate
- Classic Non Resident Home Loan (Construction) – Investment – Variable Rate
- Classic Basic Self-Managed Superannuation Fund Home Loan (Residential) – Investment – Variable Rate
- Classic Basic Self-Managed Superannuation Fund Home Loan (Residential) – Investment – Fixed Rate
- Classic Basic Self-Managed Superannuation Fund Home Loan (Commercial) – Investment – Variable Rate
- Classic Basic Self-Managed Superannuation Fund Home Loan (Commercial) – Investment – Fixed Rate
- Classic Saver National Disability Insurance Scheme Home Loan – Investment – Variable Rate
- Classic Saver National Disability Insurance Scheme Home Loan – Investment – Fixed Rate
- Classic Saver National Disability Insurance Scheme Home Loan (Construction) – Investment – Variable Rate
- Classic Saver National Disability Insurance Scheme Home Loan (Construction) – Investment – Fixed Rate
- Classic Self-Managed Super Fund Home Loan (Residential) - Investment - Fixed Rate
- Classic Self-Managed Super Fund Home Loan (Residential) - Investment - Variable Rate
- Classic Self-Managed Super Fund Home Loan (Commercial) - Investment - Variable Rate
- Classic Self-Managed Super Fund Home Loan (Commercial) - Investment - Fixed Rate
- Personal Loan (Secured)
- Personal Loan (Unsecured)