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Variable rate loans

A flexible and competitive loan option. Just one of the many loan types Bluebay Home Loans offers.

Variable rate loans

Having a variable rate loan means that your interest rate goes up and down depending on the economic conditions at any given time.

What is a variable rate loan?


This type of home loan typically offers a lower interest rate than fixed loans. Although not always. So you could pay less over time than you had expected.

Why our loan?

Our variable rate home loans are flexible, we give you the option to have an offset account and a redraw facility. By depositing any savings straight into your offset account, you reduce your principal which in turn, means you pay less interest. With us, you get this benefit but also the option to withdraw those savings if you need them.

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Our friendly staff are here to walk you through your options and explain the process. Enjoy peace of mind and flexibility with Bluebay Home Loans.