Rates
Secured personal loans
7.99% to 19.99%
Fixed rates
8.63% to 20.48%
Comparison rates
Unsecured personal loans
8.99% to 21.99%
Fixed Rates
9.61% to 22.46%
Comparison Rates
The details you want to know
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- Fixed Rate
- For the life of the loan
- Loan amounts
- From $5,000
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- Repayments
- Weekly, fortnightly, monthly
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- When
- Choose the day of the week your repayments are deducted
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- Loan terms
- 1-7 years
- Loan types
- Secured and unsecured
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- Other benefits
- Unlimited free disbursement, extra repayments accepted
How it works
Considering a Bluebay Home Loans personal loan? Here’s how it works:
- Complete our online application and provide the required documents, such as payslips and ID
- You will then receive an application response in under 60 seconds
- Electronically sign and return your loan contract
- Obtain your new funds within 24 hours of approval. It’s that simple
Eligibility
Our criteria is standard as we want to help you get the funds you need, when you need them. To be eligible for a Bluebay Home Loans personal loan, you must:
- Be over the age of 18
- Be a permanent Australian resident
- Have current employment
- Demonstrate a good credit history for the past 5 years
- Have had no bankruptcy in the past 7 years
Finance can be confusing, and we know you have questions. That’s where we can help, by giving you the answers you need to put you in control.
The minimum amount you can borrow is $5,000 and the maximum is dependant on your circumstances and financial situation.
You control how often you would like to make your repayments. Choose from weekly, fortnightly or monthly by direct debit.
You can expect to receive our approval decision within 1-2 working days of submitting your application.
No. You are in control of your payments which means you can make extra ones whenever you choose.
Apply online now
Why wait to access the funds you need when you can have them now? Receive an application response in under 60 seconds and funds within 24 hours of approval.